Michele Swiggum Calgary Michele - Smart Solutions For Your Real Estate Needs.

403-971-2355
Michele Swiggum
Cell:403-971-2355
Main Office:403-259-4141

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Buying

When purchasing a home, you're faced with a multitude of decisions!

The first & most important is whether you're ready.

Locating the perfect home, getting the best price, & securing a competitive mortgage rate is not always easy.

That's where I come in.

 

I excel at making the home buying process easier, more enjoyable, less time-consuming, & less expensive with advice on what to expect, options to consider, negotiation strategies, & how to avoid pitfalls. 

 

Your First Step -Getting Preapproved

Once you've decided you're ready for a home, the first step is to get pre-qualified with a mortgage company.

This can often be done over the phone or online in a matter of minutes. 

Need help ? I'm more than happy to refer you to an experienced mortgage professional with an excellent reputation and best of all - there's no cost to you. 


Discussing Your options & Deciding Your Needs.

Your first step to buying a home is to decide what's most important to you:

To stop paying rent & build equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific.

Separate the "must haves" from the "want to haves."

 

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment).

Ask yourself how many minutes you are willing to commute to work.

 

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you will likely want to re-sell. Consider how long you expect to live in this particular home.

 

Finding The Perfect Homes For You

Once you're pre-qualified & know what you'd like to spend, we'll go through your needs & wants together.

We'll discuss the areas to focus on that best suit your needs & choose the best homes to go & view.

 

Helping You Every Step Of The Way

From finding that perfect place & negotiating the price & terms that work best for you, to navigating your financing options, inspections, & other conditions for your purchase -  My top priority is to ensure your home buying experience is exciting, cost-efficient, successful, & stress-free.